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Know Your Rights: 5 Reasons to Hire a HUD Attorney

Are you currently struggling with HUD debt? You don't have to deal with this alone. Here are 5 important reasons to hire a dedicated HUD attorney.

If you're facing HUD debt, the best choice you can make is to get help. It can be hard to know what to do in this situation, but reacting quickly and effectively is critical when it comes to reaching a settlement.

A HUD attorney is often the best choice.This article will go through the five main benefits of using a HUD attorney to deal with your debt.

This article will go through the five main benefits of using a HUD attorney to deal with your debt.

Judge, law, lawyer and Justice concept with a 3d render of a gavel on a wooden desktop with grey background.

Judge, law, lawyer and Justice concept with a 3d render of a gavel on a wooden desktop with grey background.

1. A HUD Attorney Knows The Laws

Attorneys generally have areas of specialization. This means that there are particular areas of the law that they know like the back of their hand.

Just like people turn to an auto injury lawyer when making an accident claim, it makes sense to use a specialized attorney for HUD debt.

The more familiar your attorney is with the specific area of law, the better they will be able to negotiate on your behalf.

2. An Attorney Can Help Stop Collection

Even without taking things to court, there are many ways to stop the collection process.

You may be able to negotiate an offer in compromise with HUD regarding your debt.

It saves them a lot of trouble and money if they can negotiate with you rather than trying to collect.

Still, they want to negotiate the best deal. You need to have an attorney who can handle this tricky negotiation for you and stop the collection process.

3. Know Your Legal Defenses

A HUD attorney will be able to tell you if you have a strong defense against collection. Maybe there were errors made in the loan or collection process. Perhaps you have been treated unfairly.

If this is the case, an attorney can help you build a strong defense and explore other alternatives to remedy your HUD debt.

An attorney can also help you determine if you have a strong defense or not. Through their knowledge and research, you can determine if fighting collection is the right choice for you.

4. File an Appeal of the Alleged Debt

If you have received a demand for payment from HUD you have the right to file an appeal and have the matter heard by an impartial party.  If you have valid legal defenses, you may want to consider filing an appeal.  Your time to do so is limited, so you should contact an attorney with HUD expertise immediately.

5. Combat Wage Garnishment

Wage garnishment is when a portion of your wages is taken directly to paying off your HUD debts. This can be difficult to manage when you are already in financial difficulty.

An attorney can request a hearing for  this wage garnishment to make sure that you get an impartial arbitrator to determine if the administrative wage garnishment or the amount of the garnishment are valid.

Conclusions

An attorney can help you come out of the HUD debt claim process on top.

By providing the best legal help, a HUD attorney can fight for your rights and protect you much better than an unspecialized lawyer.

Do you have more questions about your HUD demand? Set up a free consultation today.

We are here to help you with your HUD loan problems.

Call our experienced attorneys at (888) 756-9969 anytime for a Free Case Evaluation